1. Log in and tap Deposit.
2. Choose UPI (INR accounts).
3. Enter the amount and tap Deposit.
4. Pay with your UPI app (PhonePe, Paytm, GPay and others) to the details shown, using the exact amount.
5. If asked, enter the 12-digit UTR / reference number from your payment app and submit.

Your balance is credited once the payment is confirmed.